Manufactured home financing is all we focus on.
We connect buyers with licensed lending specialists who know this market inside and out — because it's genuinely different from conventional home financing.
Why a specialist matters
Manufactured and prefab home financing is genuinely different from conventional lending. The programs are different, the appraisal process is different, and the ways that deals can fall apart are different. A lending specialist who works this market every day — rather than occasionally — knows how to navigate those differences without wasting your time.
PrefabLending was built to connect buyers directly with those specialists — cutting out the confusion of trying to find the right lender on your own.
What we are (and aren't)
PrefabLendingis a lead generation and referral service — not a mortgage lender. We don't originate loans, set rates, or make credit decisions. When you submit your information, we connect you with a licensed mortgage professional who specializes in manufactured and prefab home loans.
All loans are originated by licensed lenders. Rates, terms, and program availability are determined by those lenders and subject to change.
Who we help
- Buyers placing a manufactured home in a community or park (chattel loan)
- Buyers purchasing land and a home together (land-home package)
- Buyers who already own land and need to finance the home
- Modular and prefab home buyers on private property
Currently serving buyers in Florida.
What to expect
Submit your information and a licensed lending specialist will reach out — typically within one business hour. They'll give you a straight read on what programs you may qualify for and what the process looks like. No runaround.