Learning Center
Plain-English guides on manufactured and prefab home financing. No jargon, no runaround.
- Chattel Loans5 min read
What Is a Chattel Loan for a Manufactured Home?
Chattel loans finance the home as personal property — no land required. Here's how they work, who they're for, and what to expect.
Read article - Loan Comparison6 min read
Chattel Loan vs. Land-Home Loan: Which One Do You Need?
The biggest decision most manufactured home buyers face. We break down both options so you can pick the right path for your situation.
Read article - Buying Guide8 min read
The Manufactured Home Buying Process, Step by Step
From finding a home to closing day — what actually happens and in what order, explained without jargon.
Read article - Credit & Qualifying5 min read
What Credit Score Do You Need for a Manufactured Home Loan?
Credit requirements vary by program. Here's a realistic breakdown of what different credit ranges typically mean for your options.
Read article - Home Types4 min read
Manufactured Home vs. Modular Home: What's the Difference?
They're often confused — but the distinction matters for financing. We explain what sets them apart and which loans apply to each.
Read article - Florida6 min read
Buying a Manufactured Home in a Florida Community
Florida has one of the most active manufactured housing markets in the country. Here's what you need to know about buying in a community.
Read article